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NDIS Funding Explained

NDIS funding is divided into three broad categories: Core Supports, Capacity Building, and Capital Supports. Understanding what each category covers — and what it does not — is essential for making the most of your plan. Many participants leave significant funding unused simply because they do not know what they are entitled to. These guides explain every funding category in plain language.

Key Facts

Core Supports is the most flexible category — funds can often be moved between support types

Capacity Building funding is goal-specific and cannot be moved to Core Supports

Capital Supports covers assistive technology and home modifications — requires quotes for items over $1,500

Self-managed participants can hire workers at rates above the NDIS price guide

Unused funding does not roll over to your next plan — use it or lose it

Guides in This Category

NDIS7 min read

NDIS Funding Categories Explained Simply

Core Supports, Capacity Building, and Capital — the three funding buckets in your NDIS plan serve different purposes. This guide explains each one with real examples so you know exactly what your funding can pay for.

NDIS8 min read

What Are Core Supports in NDIS?

Core Supports is the most flexible funding category in your NDIS plan. It covers daily activities, transport, consumables, and social participation. Learn what is included and how to use it effectively.

NDIS9 min read

What Is Capacity Building Funding?

Capacity Building funding is designed to help you build skills and independence over time. It covers support coordination, improved living arrangements, employment support, and more. Learn how to use it strategically.

NDIS7 min read

How to Use NDIS Funding for Daily Living

Daily living supports cover assistance with personal care, household tasks, and community access. This guide explains what is funded, how to find a provider, and how to get the most from your daily living budget.

NDIS6 min read

Can I Use NDIS Funding for Transport?

NDIS transport funding helps participants travel to work, education, and community activities. Learn the difference between transport in your Core budget and the separate transport supplement.

NDIS12 min read

Self-Managing Your NDIS Plan: A Complete Guide

Self-management gives you the most flexibility in how you use your NDIS funding. You can hire your own workers, negotiate your own rates, and choose any provider. This guide explains the responsibilities and benefits.

NDIS8 min read

Plan-Managed vs Agency-Managed vs Self-Managed

There are three ways to manage your NDIS funding, each with different levels of flexibility and responsibility. This guide compares all three options to help you choose the right approach for your situation.

NDIS10 min read

How to Make the Most of Your NDIS Plan

Many participants do not fully utilise their NDIS funding. This guide shares practical strategies for identifying unused funding, finding the right providers, and ensuring your plan reflects your actual needs.

Not sure how to use your NDIS funding? Book a free plan review with our team.

Our team at Goodwill Care offers a free 20-minute NDIS strategy session. We will review your situation, answer your questions, and explain your options — no obligation, no pressure.