Housing is one of the most complex and most searched topics in the NDIS. Supported Independent Living (SIL), Specialist Disability Accommodation (SDA), and Independent Living Options (ILO) each serve different needs and have different funding pathways. Understanding the differences is essential for participants and families planning for long-term housing. These guides explain each option in plain language.
SIL and SDA are separate funding streams — you can have one without the other
SIL funding is based on a detailed assessment of your support needs, not a fixed amount
SDA is only available to participants with extreme functional impairment or very high support needs
ILO is a more flexible alternative to SIL for participants who want to choose their own living arrangements
You have the right to choose your own SIL provider — you are not required to use the one suggested by the NDIA
SIL is NDIS funding for the supports and supervision you need to live as independently as possible in shared or individual accommodation. This guide explains what SIL covers, who is eligible, and how to access it.
SIL funds the support workers in your home. SDA funds the physical building itself. Many participants need both, but they are separate funding streams with different eligibility criteria. This guide explains the distinction clearly.
SIL funding requires a detailed support needs assessment and a SIL roster of care. This guide explains the process for getting SIL included in your NDIS plan and what evidence you need.
SDA is NDIS funding for purpose-built or modified housing for participants with extreme functional impairment or very high support needs. Learn who qualifies and what SDA design categories are available.
ILO is a flexible housing support option that helps participants live in their own home or with others of their choosing. It is an alternative to SIL for participants who want more control over their living arrangements.
Finding a good SIL provider in NSW requires careful research. This guide explains how to search the NDIS Provider Finder, what questions to ask potential providers, and what red flags to watch for.
Participants with complex support needs — including challenging behaviours, high medical needs, or dual diagnoses — have access to specialised housing options. This guide explains what is available and how to access it.
Our team at Goodwill Care offers a free 20-minute NDIS strategy session. We will review your situation, answer your questions, and explain your options — no obligation, no pressure.